Monica, you can borrow mine. I just measured and with the rear seat all the way down it's 19.5" from BB center to the top of the saddle. Has fenders and a rear rack installed.
It's a lot like , pretty made in china for $300 janky although I've made some improvements.
You can have Greg come take a look at it, I'm pretty sure he works a block away. 206-412-2027